Doctor Loans in Details
Doctor Loans in Details
A doctor loan is a specialized financial product designed specifically for medical professionals. These loans cater to the unique financial needs of doctors, offering various benefits and tailored features.
Eligibility Criteria
Qualification: Must possess a medical degree (MBBS, BDS, MD, etc.).
Age: Typically between 25 to 65 years.
Income: Proof of steady income from practice or employment.
Credit Score: A good credit score to avail of favorable terms.
Experience: Some lenders require a minimum number of years of practice or employment.
Required Documents
Identity Proof: Passport, Voter ID, Aadhaar Card, etc.
Address Proof: Utility bills, rental agreement, etc.
Qualification Proof: Medical degree certificates.
Income Proof: Salary slips, bank statements, IT returns.
Practice Proof: Registration certificate, clinic establishment proof (for self-employed).
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